April 10, 2020

Subject:   IMPORTANT:   Reminders, Updates and COVID Testing Centers – Info from Needleman Management

Dear Needleman Tenants:

We hope this note finds you and yours well and that you remain so. If you celebrate Good Friday, Easter or Passover, may you have a meaningful holiday.

We would like to share some important reminders on:

1. Funding for small businesses – new access available, even if you don’t have an existing banking relationship
2. Governor Murphy’s new executive order for essential retail businesses:  Pls patronize Needleman Mgmt’s retail tenants
3. Reminders on stay at home and at-work mitigation efforts, PLUS new CDC recommendation on cloth face masks
4. COVID-19 Testing Center Locations
5. Call for other Tenants who may be offering tele-medicine or remote services:   we are in this together and happy to promote you!

 

FUNDING FOR SMALL BUSINESSES

• Federal $10,000 ADVANCE GRANT (via the EIDL loan program, but “grantable” even if you are denied the loan) application is OPEN and STREAMLINED.
  Again, the $10,000 does not need to be re-paid if you don’t get the full EIDL Loan.
  Find it here:  https://covid19relief.sba.gov/#/      QUESTIONS can be emailed to:   [email protected]
• Federal Paycheck Protection Program.  You can apply for this directly from your bank (in addition to above) AND the loan will be fully forgiven if the funds are used for payroll costs, interest on mortgages, rent, and utilities.   No collateral or personal guarantees are required. Neither the government nor lenders will charge small businesses any fees.   Forgiveness will be reduced if full-time headcount declines, or if salaries and wages decrease. The portion of the loan not forgiven, if any, is DEFERRED for 6 -12 months and then has a maturity of 2 years and an interest rate of 1%.

The application form is here: https://www.sba.gov/document/sba-form–paycheck-protection-program-borrower-application-form

The program details are here: https://www.sba.gov/funding-programs/loans/coronavirus-relief-options/paycheck-protection-program-ppp

 

***** If you are a small business without a dedicated banker, please know Republic Bank has just opened up this service to non-existing clients!  This is new! Info at this link:

https://www.myrepublicbank.com/republic-bank-sba-lending-program-perfect-choice-existing-and-new-fans

We do not claim to be lawyers, accountants or tax professionals.  We present this material for informational purposes, and we accept no liability for any action based on this information nor for any errors or omissions.  We strongly suggest that you discuss the material provided herein with your legal and tax professionals.

GOVERNOR MURPHY’S EXECUTIVE ORDER 122 (April 8, 2020)

This order states that as of April 10 at 8pm, all non-essential construction projects must cease (construction is essential if it is related to a medical facility, among other exceptions)
and the order provides additional guidance on businesses that remain open in particular for essential retail stores, including limiting store occupancy at one time, providing for contact-less pay options, demarcating six feet of space at checkout lines, and requiring workers and customers to wear face masks when possible.

For more details, see the Needleman website:  https://needlemanre.com/covid-19/nj-state-governor-murphy-executive-order-no-122/

NOTE:  Stores in our Colonial Square Shopping Center (Route 130, Cinnaminson, NJ) are open, including:

• Bagel Café
• Bellisimo’s Pizza
• Metro PC
• CLC Locksmith
• Joie Budget Printing

Please consider patronizing these retail establishments.

 

NOTE:  Stores in our Crossroads of Cherry Hill Center (Church and Route 38, Cherry Hill, NJ) are open including:

• Rite Aid:  Monday – Sunday 7am to 10pm
• Pizza Palace:  Monday – Sunday – 11am-8pm
• Ammon Mediterranean Market:  Monday – Sunday 9am-9pm
• Rita’s Water Ice:   Monday – Sunday 12pm – 8pm
• Jenny Craig:  Call, for curbside pickups
• Chinese Food – will reopen April 21

Please consider patronizing these retail establishments.

NJ STAY AT HOME GUIDELINES Executive Order 107, PLUS  NEW CDC RULES ON FACEMASKS
NJ residents should remain at home if possible.   The order provides for certain exceptions, such as

• obtaining essential goods or services,
• seeking medical attention,
• reporting to work, and
• engaging in outdoor activities (with 6’ of distance between individuals).
• NEW CDC Guidelines state at that when doing any of the above, you should wear a homemade face mask, that:
  • fits snugly against the side of the face and is secured with ties or ear loops
  • includes multiple layers of fabric and CAN and SHOULD be laundered and machine dried without damage or change to shape
  • the surgeon general  has a YouTube video on how to make a mask:  https://youtu.be/tPx1yqvJgf4

Non-retail businesses may stay open, but must accommodate their workforce, wherever practicable, for telework or work-from-home arrangements and must abide by enhanced mitigation requirements, such as maintaining 6’ distance, staggering work hours and lunch hours, hand washing with soap for 20 seconds, using disposable paper products to touch hard surfaces and then properly disposing away the paper product, and other enhanced mitigation requirements, including encouraging anyone who is not feeling well to stay home.  Our buildings remain open and our service members remain available by phone, email, and on-site for high priority service requests only.

COVID TESTING SITES
The CARES Act affords uninsured individuals to receive the test free of charge (providers will be reimbursed).  It also requires health insurers to cover the COVID-19 diagnostic test at no cost to individuals.  Individuals are not responsible for deductibles, coinsurance, or co-pays for a COVID-19 test OR for the visit associated with receiving the test. If you or any staff member is not feeling well, even if not tested, PLEASE stay home!  Should symptoms worsen, please call your doctor.   Should you be advised to be tested, you can consider one of these call ahead options.

CAMDEN COUNTY RESIDENTS ONLY

Cooper’s Point Park – Drive Thru + Walk Up
801 Delaware Ave., Camden, NJ 08102
The testing site is open to county residents, by appointment only, who have symptoms, and who have received a referral for testing from a medical provider (at Cooper, Virtua, CamCare, or other provider). Call 856 968 7100 for more information.  This site is drive thru or walk-up.

BURLINGTON COUNTY RESIDENTS ONLY
Burlington County Emergency Services Training Center – Drive-Thru
53 Academy Drive, Westampton, NJ 08060
You must call FIRST for an appointment 609-726-7097

ARE YOU A NEEDLEMAN TENANT OFFERING TELE-MEDICINE OR OTHER REMOTE SERVICE?

Let us know by emailing us.

In upcoming Tenant emails, we will circulate and promote your business.

 

We are all in this together.

We appreciate your resourcefulness, your creativity, your unity and your tenancy.

Stay well.

 

David Cohen, Jackie Needleman, Howard Needleman and the whole Needleman Management Team